Magnetic Money: e-currency exchange rates monitor

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User Agreement of Magnetic Money

1. Terms and Definitions

1.1.Magnetic Money (hereinafter, "the Service") is an automated Internet web service located at https://magnetic-money.org, offering its services through specialized software interfaces for all the Users.

1.2. User is any individual or legal entity in agreement with all the terms and conditions as offered by the Service, thereby subscribing to this Agreement.

1.3. Electronic Transaction System (hereinafter, Payment System) is a hardware and software product developed by the third party to implement accounting of the Electronic Units and to organize transactions among its users.

1.4. Electronic Currencies (hereinafter, Electronic Units) are the accounting units of the corresponding Electronic Transaction Systems representing a certain amount of receivables or other contractual rights under agreements between the Electronic Transaction Systems and their users.

1.5. Electronic Currency Exchange (hereinafter, Exchanger) is a hardware and software product developed by the third party for the purpose of exchanging Electronic Units in the Electronic Transaction Systems. The Exchanger is an independent legal entity compliant with the legal requirements of its corresponding jurisdiction.

2. General Provisions

2.1. This Agreement governs relations between the User and the Service pertaining to the services provided by the Service to the User; this Agreement supersedes any previous agreements between the Service and the User pertaining to this matter.

2.2. This Agreement does not affect any current law of the countries where the Service or the User are registered or residing, nor any contractual relations between the User and any third parties.

2.3. This Agreement shall be deemed accepted by the User as a public offer when the User starts using the Service.

2.4. This Agreement shall be terminated when the User stops using the Service website.

2.5. The Parties will acknowledge this electronic Agreement to have the same legal effect as any agreement written and signed.

2.6. The Service may from time to time make amendments to this Agreement without notifying the User; however, the latest updates of this Agreement shall be published on this website.

3. Subject of Agreement

3.1. Subject of this Agreement is provision of information regarding exchange rates and terms for Electronic Currencies in the independent Exchangers selected as per the internal policies of the Service and provided to the User free of charge. The subject also covers other services described on this website.

4. Terms of Services

4.1. The Service will provide its services "as is", in the form they are described on the Service's website, and will not provide any additional assurances.

5. Privacy policy

5.1. In order to provide services and communicate with the User, the Service will collect the User's personal information, which the Service shall undertake to hold encrypted, not to publish, and not to pass to any third parties.

5.1.1. By providing their personal information on the website https://magnetic-money.org to the Service, the User shall provide consent for their personal information to be processed by the Service in accordance with the Service's Confidentiality Policy, and shall agree with all the other provisions of this User Agreement. If the User disagrees with any provisions herein, they must immediately stop using the Service's website.

5.1.2. All the personal information collected by the Service shall be stored on the Service's servers from 1 hour to 2 years.

5.2. Any interaction with the website, as well as the transmission of personal information from the User to the Service, shall be effected via an SSL channel with the 256-bit encryption.

5.3. Personal information collected and processed by the Service.

5.3.1. The Service will collect basic contact information from the User for the following purposes:

– Register the User for participation in the partnership program;
– Inform the User about parameters of their selected currency exchange;
– Communicate with the User when requested;
– Post the User's feedback about the Exchanger (without any open publication of the personal information).

5.3.2. The Service will collect the User's IP addresses for the following purposes:

– Benchmark participants of the partnership program;
– Ensure the Service's legal interests to prevent abuse of the Service's website.

5.3.3. The Service will collect anonymized data of the User's behavior on the website and in the Service's applications using Google Analytics for the following purposes:

– Improve and optimize the Service's website and applications;
– Research User's needs in order to provide them additional services.

5.3.4. The Service will collect the User's payment information for the following purposes:

– Pay remuneration under the partnership program.

5.4. Use of cookies:

5.4.1. For the proper operation of websites, the Service and/or third parties engaged by the Service to collect anonymized statistics may place on the User's computer small data files called "cookies". These files are required for the following:


– make it easier for the User to interact with the website;

– benchmark Users participating in the partnership program;

– collect anonymized data of the User's behavior on the Service's website.

5.4.2. The Service will encrypt cookies in such a manner that only the Service may interpret these data.

5.4.3. The User may refuse to install the Service's cookies by making appropriate changes in the browser settings.

5.5. The User will have full authority for all the User's personal information collected, processed, and stored by the Service. A comprehensive scope of rights is documented in the act, GDPR, 216/679/EU. In order to exercise any of these rights, the User should contact the Service using the Feedback Form.

6. Exemption Provisions

6.1. The Service will operate its services every day, around the clock, striving to achieve uninterrupted operation of the hardware and software running the Service applications.

6.2. The Service will apply every effort, but will not guarantee availability of its services every day, around the clock. The Service will not be liable for any damages, loss of profit, or any other losses incurred by the User through failing to access the Service's website and applications.

6.3. The Service will apply every effort, but will not guarantee that the exchange rates published on the Exchanger website will match the rates published on the Service's website.

6.4. The Service will apply every effort to check, select, and list only reliable Exchangers. Nevertheless, the Service will not be liable for any activity or actions of any Exchanger listed by the Service.

6.5. The Service will not be liable for any damages, loss of profit, or any other losses incurred by the User through any delays, errors, or interruptions of any bank transactions, wire transfers, or any other actions in the course of the User's interaction with the Exchanger.

6.6. The Service will not be liable for any damages, loss of profit, or any other losses incurred by the User through the User's misperception of the Exchanger transaction rates, transaction profitability, or any other subjective factors.

6.7. While using the Service's applications, the User will be independently responsible for paying taxes in compliance with the tax legislation of their country of residence. The Service is not a fiscal agent, therefore it will not notify the User of any tax implications of using the Service applications.

6.8. The User will guarantee the Service (the management company, its managers and employees) against losses through lawsuits or claims directly or indirectly related to the use of the Service applications by the User, unless these losses have resulted from the wrongful action or inaction of the Service.

6.9. The User shall refrain from using the Service applications to perform any fraudulent or illegitimate transactions, and agrees that any attempt to exchange fraudulent funds shall be prosecuted to the full extent of the law. User's actions may be considered illegitimate under the law of the User's country of residence and/or the country of Service's registration.

6.10. The User will acknowledge that the content on the Service's website is subject to the copyright, intellectual property, and other property laws. Any unauthorized use of such content is against the law.

6.11. All of the trademarks and proper names referred to on the Service's website are the exclusive property of their respective owners.

6.12. Neither the User nor the Service will be responsible to each other for any delays or failures to perform obligations due to the circumstances of insuperable force including natural disasters, fire, flood, terrorist acts, change of government, civil unrest, failures of power supply, communications, and Internet providers.

6.13. Electronic Transaction Systems and/or financial institutions shall be solely responsible for any funds entrusted to them by the User. The Service may not be a party in the agreement between the User and any Payment System and/or financial institution, and shall not be liable for any improper or illegitimate use of any Electronic Transaction System by the User, nor for any abuse of the Electronic Transaction System by the User. The rights and obligations of the User and any Electronic Transaction System and/or financial institution shall be governed by the corresponding agreements.

6.14. Exchangers shall be solely responsible for any funds entrusted to them by the User. The Service may not be a party in the agreement between the User and any Exchanger, and shall not be liable for any improper or illegitimate use of any Exchanger by the User, nor for any abuse of the Exchanger by the User. The rights and obligations of the User and any Exchanger shall be governed by the corresponding agreements.

Current edition: 23.06.2018


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